Quantcast
Channel: Cheaponana.com – The best credit cards in Singapore and other deals to help you save, earn and maximise your money!
Viewing all 904 articles
Browse latest View live
↧

Credit Cards for high income earners – Version 2

March 5, 2014, 1:24 am
$
0
0

This is an update to the previous version here which was compiled almost 6 months ago.

highincome1highincome2

I have added a few more cards here due to a request from a friend – AMEX Platinum, AMEX Platinum Reserve and OCBC Elite World. Standard Chartered, DBS and UOB have their own Priority Banking cards that have been mentioned here.

AMEX Platinum definitely stands out as one of the best cards in this category due to the numerous perks, however it is a card by invitation only and its annual fees are >$1k per year. AMEX Platinum Reserve is a close second, but the acceleration is only half at Platinum Partner outlets compared to AMEX Platinum (3.9 miles per dollar vs 7.8 miles). The OCBC Elite World MasterCard used to have JetQuay privileges as well, but there’s hardly any coverage on its website so wonder if there’s a change in its T&Cs too? For now, it is not something I would even look at, as are most OCBC cards.

After 6 months, there have been some changes even to the T&C of the existing cards on the list.

Notably, Maybank World MasterCard has lowered the income requirement from $120k to $80k. There are also a few more places to earn 10x Tr’eat Points (referred to part in italics)

These cards cater to people with more lifestyle and travel choices. Nevertheless, to be honest, aside from the prestige of these cards, I would prefer to stick to my list of cards in the acceleration list.

 

↧
Search

Watch a movie for $5 at Shaw using the JCB Card

March 7, 2014, 7:04 am
$
0
0

So I was at Shaw Lido this evening purchasing a pair of movie tickets, asking the lady at the counter which card would be the cheapest deal for a pair of tickets this friday evening. She confirmed that it was the SAFRA card and hence I handed her my credit card for payment of $9 per ticket. Then I saw this poster hidden in a corner and I asked her about the promotion, which she said “each ticket costs $5 using the JCB card”. I tried to stop the transaction but by then, she had already charged my credit card :( Nevertheless, the promotion is till the end of the month and since most people in Singapore do not have the JCB card, I think I shall spend some time at Shaw this month.

↧
↧

Best credit card for overseas use or travel (Version 2)

March 10, 2014, 7:40 am
$
0
0

 

This is an update to the previous version written more than a year ago. Along the way, new cards have come into the picture, T&Cs have been revised.

Before you travel, when it comes to booking of air tickets and accomodation, do be aware that some of the cards do provide free travel insurance and limousine services. There are 3 cards that provide free limousine service to the airport – HSBC Visa Infinite, OCBC Titanium, UOB PRVI Miles but bear in mind the T&C which might change from time to time. If you would like to be treated like a VIP, check in via the Jet Quay terminal when you book using HSBC Visa Infinite, OCBC Titanium and Maybank World MasterCard (not featured here as it does not offer any perks for foreign currency usage).

There are some cards that are excellent for their specific function and I will always bring these cards out because of their excellent earn rates – namely the Citibank Rewards Card where you earn 4 miles per $1 when you shop for clothes/shoes/bags/departmental stores and UOB Preferred Platinum AMEX for dining locally or overseas. (Note that the MasterCard does not give 10x UNI$)

For other overseas spending, the UOB PRVI Miles Card has the best earn rate of 2.5 miles per $1 when you charge to a foreign currency, but bear in mind this is an AMEX card so it may not be that widely accepted. Something to carry around as a backup would be Citibank Premiermiles VISA or Maybank Horizon Platinum VISA which earn a respectable 2 miles per $1. Sometimes when you charge at a foreign merchant, they may allow you to pay in SGD but I would always opt for the foreign currency as I think the bank’s exchange rate is usually better plus you get additional miles.

The March school holidays are just around the corner so choose your cards wisely!

foreign1foreign2

↧

Watch Magadascar 3 for free at City Square Mall on 14 March 14

March 11, 2014, 6:10 am
$
0
0
City Square Mall Monthly Movie Screening

City Square Mall Monthly Movie Screening

↧

Get the cheapest Android 3G phone from 13 March 14 12 noon

March 11, 2014, 7:08 pm
$
0
0

Move aside Apple and Samsung.

This little China company has put its name on the world map with their cheap 3G android phone. At a fraction of Apple’s or Samsung’s price (or even fellow competitors like Sony, HTC, Huawei), without a price plan, this is really too good to be true.

The last time this phone was released in Singapore last month on 27/2/14, it was sold out within 6 minutes. 100000 sets were sold in China in August last year when it was first released.

Lost your phone or phone is spoilt before your current contract is up? Maybe it’s an opportunity to give Redmi a try.

Check out the reviews at DigitalOne

 

↧
↧

Extension of 5% rebate using McDonalds Nets Flashpay till 30 Jun 14

March 12, 2014, 5:39 pm
$
0
0

I thought this promotion was over on 31 Dec 13 until I came across the Nets website and saw that this has been extended to 30 Jun 14! However, do take note that the rebate is NOT automatic and you need to claim it from any Transitlink Add Value Machine 2 months after, so just take note!

↧

1-for-1 movie tickets at Cathay using NETS Savers Ecoupon and FlashPay (Till 30 Jun 14)

March 14, 2014, 2:46 am
↧

Comparison of Singapore’s Departmental Stores Members and Credit Cards

March 17, 2014, 8:25 am
$
0
0

 

The major departmental stores in Singapore have been busy during the past couple of years revamping their stores, particularly TANGS and Robinsons Orchard as they unleashed their flagship stores after a major renovation . All of these major players have some sort of rewards programme to entice faithful customers to return to them. BHG and OG are the only ones without any credit card tie-up (BHG used to have a DBS Card but it seemed to have been discontinued).

The best for now are those with 10% rebate or discount – Metro, OG and TANGS. Metro credit card has an additional 5% Metro$ rebate and gives a 20% discount during the birthday month. Robinsons, TANGS and Takashimaya also provides free parking or topup to cashcard when you spend in their stores with a minimum spend of $100-$120. For TANGS, Citibank cardmembers are actually entitled to 6% rebate using any other cards and 12% rebate on members’ days. As such, the Citibank Rewards card is definitely the best as you get 12% rebate + 10x points on your spending, plus you get free parking as well! Another generic credit card that can be used at any departmental store is the UOB-JCB Platinum Card which gives a respectable 3% rebate at these stores and a whopping 5% at Uniqlo, Muji and Meidi-ya.
deptstore1deptstore2

↧
Search

Missed the previous Redmi sale? Bookmark 27 March 12 noon and get $169 ready!

March 23, 2014, 5:24 pm
$
0
0

Steps to get one cheap 3G android phone:

1. Sign up for a Xiaomi account at http://account.xiaomi.com/

2. Set your alarm on your phone to ring on 27 March 1155am

3. Logon to http://www.xiaomi.com/sg and wait to purchase

4. Once loaded into your cart, proceed to checkout with paypal (you do not need a paypal account, just a credit card will do)

5. You can buy another one once you checkout and pay. (But you really have to be quick and load that the page does not crash – which happens very often)

6. Delivery by UPS happens within a week.

Enjoy!

↧
↧

Free $10 CapitaVoucher when you sign up for Maybank Online Banking…Till 31 May 14

March 25, 2014, 6:31 pm
$
0
0

Maybank Online Banking Sign Up Promotion

Get S$10 worth of CapitaVoucher when you sign up for Maybank Online Banking from now till 31 May 2013.

Key info

  • Sign up for Online Banking and receive S$10 shopping voucher
  • Promotion period is from 15 March to 31 May 2014
How to sign up for Maybank Online Banking?
  1. Ensure that you have your Card and PIN with you.
  2. Click the “Sign up” button on the upper right corner of this page.
  3. Follow the step-by-step instructions.

Click here for the full Terms and Conditions.

↧

Challenge yourself using virtual money in stocks and get free subscription to Chartnexus, Shareinvestor etc

March 26, 2014, 7:30 pm
$
0
0

Always wanted to try your hands on the stock market but dare not use your own money?

Here’s your chance! POEMS 2.0 Stock Challenge will run from 3 Mar to 30 May 14. Total prizes worth over $130k up for grabs! On top of that, you get subscription to some wonderful stock essentials (Worth over $250):

  • 1 digital copy of “Your Trading Edge” magazine
  • 1 month subscription to ChartWhiz (via POEMS 2.0)
  • 3 month subscription to ChartNexus Xpert Trader with Support & Resistance Feature
  • 1 month subscription to ShareInvestor WebPro
  • 3 month subscription to Sharesinv.com
  • 6 month Premium membership to iBillionaire
  • Subscription to Tradeable e-newsletter
  • Access to SGX My Gateway
  • Daily Trend Forecast Reports on Stocks and Indices

Participants will receive the starter kit from the vendors with login details separately, within 14 working days. The only exception is ChartWhiz, which is integrated into the POEMS 2.0 trading platform.

Please note that existing subscribers to ShareInvestor WebPro will get a new login. Their existing subscriptions will not be extended.

Sign up now

↧

Minimum $500 spending a month on Maybank Family & Friends Card for 5% rebate

March 27, 2014, 7:22 pm
$
0
0

Maybank Family & Friends stood out amongst the rebate cards as it offers 5% on daily spending in supermarkets like NTUC, Cold Storage, fast food delivery, Watsons, Guardian, Popular etc.

However, from 1 Apr 2014, the 5% rebate is only applicable with a minimum spending of $500 per month, other 0.3% rebate applies.

Another card not worth keeping if unable to maintain the minimum monthly spend.

↧

Review of UOB Delight Credit Card

March 28, 2014, 7:47 pm
$
0
0

I’ve been asked whether this is a good credit card to keep in the wallet since you get 10+10% off shops under the Dairy Farm Group. Not to mention that it has very high visibility in the papers from time to time.

Before you jump in and sign up for this card, read the fine print carefully.

1. 10% rebate at supermarkets only with $1000 spent per month and till 30 Jun 14

uobdelightThere is a tiered rebate based on your monthly spending on the card. The minimum is 1% and the maximum is 5%. There is a bonus 5% rebate till 30 Jun 14 and on special “Delight Days”.

2. Rebate is given in the form of SMART$.

Anyone who’s been a UOB user will know that the SMART$ have an extremely short lifespan of 6 months from the date of issuance and a lot of times, this amount is forfeited if one is not careful. Any spending done in SMART$ merchants will also allow one to earn SMART$ e.g. 10% SMART$ at Coffee Bean.

3. Cap of SMART$

On top of that, there is a cap of 50 SMART$ for the basic tier and 50 SMART$ for the bonus tier per month, meaning that you can only spend $1000 a month in the supermarkets.

4. 10% off House brand items

This is pretty self explanatory, but does not include promotional items.

All in all, unless one is an ardent supporter of the Dairy Farm Group and will spend $1000 a month on grocery shopping, and will use the SMART$ religiously, there are better alternatives available. Check out the previous review on credit card to use for supermarket shopping here

 

↧
↧

Ben And Jerry Free Cone Day on 8 Apr 14

March 30, 2014, 5:20 am
$
0
0

For the very first time in Singapore, Ben and Jerry’s is bringing Free Cone Day on Wheels to ensure that no hand is left unconed! They will specially deliver ice cream straight to the doorstep of Ben & Jerry’s adopted charity.

 

Starts from 12pm to 6pm.

Singapore Zoo: 12pm to 6pm.

8th April 2014.

Available at:

• Vivocity, 1 Harbourfront Walk, #02-135/136, 098585

• Dempsey, Block 8 #01-14 Dempsey Road (Carpark behind Block 8), 249688

• Great World City, #02-40A, 1 Kim Seng Promenade, 237994

• Singapore Zoo (Zoo Entrance), 80 Mandai Lake Road, 729826

• Free Cone Day on wheels locations will be announced on Ben & Jerry’s Facebook page.

↧

Tap and pay 5 times with your Citibank MasterCard PayPass Card and get a $20 Starbucks Card

March 30, 2014, 8:17 pm
$
0
0

Valid from 15th March to 30th April 2014 with the following Credit Cards:

  • Citibank Rewards World MasterCard,
  • Citibank Paragon World MasterCard,
  • Citibank DIVIDEND World MasterCard

How to Redeem $20 Starbucks Card?

  • Eligible customers will be notified via a SMS after 30th April 2014 (1st 5000 customers)
  • Qualifying customers can collect the $20 Starbucks Card from any of the following redemption centers before 15th June 2014:
    • Instant Banking Centres
      Bugis SMRT Station, City Hall SMRT Station, Orchard SMRT Station
    • Instant Issuance Services Counter
      Paragon Branch
↧
Search

S$5 off with a minimum spend of S$20 at Starbucks till 30 Apr 14

March 31, 2014, 8:21 pm
$
0
0

photo (5)

 

Why didn’t I know about this earlier?!

I ususally top up $20 to my Starbucks card each time, and this is a fantastic deal since you get 25% off each time you top up $20! And you can keep topping up until your credit card account runs dry :D Take note of the below T&C from Citibank website:

  • S$5 off with a minimum spend of S$20
    Promotion is valid from 14 March 2014 to 30 April 2014.
  • Plus, 10% Citi Rebate
  • The S$5 off is applicable with a minimum spend of S$20 in a single transaction.
  • Applicable for any reload or activation of Starbucks card and regular priced items (beverages, food and merchandise) only.
  • The promotion is not valid with other promotional offers and discounts.
  • Available at all Starbucks outlets island-wide.
  • Promotion is valid from 14 March 2014 to 30 April 2014, limited to the first 30,000 customers.
↧

Airbnb promotion with Standard Chartered – Get $50 off $100 till 10 June 14

April 1, 2014, 5:22 pm
$
0
0

If you have not already heard about airbnb, you are missing on a very cheap source of accomodation for your travels. To date, I have stayed in Bali, Osaka, New York, London, Paris and these are wonderful places that have expensive hotels and for the price of a hostel or less, I would rather stay in a nice private room or a whole entire to myself or my company of friends. Check out my review of my Bali villa here

Airbnb has a special promotion with Standard Chartered cards. (check out Stanchart’s site here)
Get S$50 off with min. spend of S$100 (includes airbnb fees and not cleaning fees)

- Valid till 10 June 2014, for one-time use only.
- Enter “SC” followed by the first 6 digits of your card number at checkout.

*Plus get an additional SGD 31 off your first trip when you sign up now

↧
↧

DBS Multiplier – Get up to 2.08% interest p.a.

April 2, 2014, 5:49 pm
$
0
0

DBS just introduced this new Multiplier programme, which is unique and gives a higher interest rate based on the amount of money that flows through your account (both in and out). This is illustrated in the diagram below:

This would be good for people who are high income earners as well as those with monthly housing loans and large amounts of credit card spending on DBS cards. The interest rates are not bad for an account with no lock-in period, but bear in mind there is a need to keep $10,000 as a minimum balance or there will be a $5 monthly fee.

dbsmultiplerMy current favourite no-frills account is esaver where they are offering 0.1+0.8%=0.9% for balance less than $50k. I think this Multiplier account is a nice alternative and worth checking out especially for my high income earner friends.

↧

Get up to *10% cashback from online purchase using Standard Chartered credit card till 31 May 14

April 4, 2014, 7:08 am
$
0
0

The headline screams attention, but we all know there is definitely a catch to this.

The 10% cashback has a cap of $50 per spend period and you need to spend a minimum of $2000 per spend period and be the first 5000 Standard Chartered customers per spend period (1-30 Apr or 1-31 May 14) in order to quality.

With a quick calculation, if you spend $3000 using the Manhattan Card with an online expenditure of $500 and the other $2500 on other items, you get $50+ ($3000*3% rebate=$90)=$140, which works out to around 4.67% rebate

Honestly, 4.67% is not that bad, but some of us will recall the days when the Manhattan card provides a 5% rebate for monthly spending of $3000 and above.

If you are planning to buy something more than $500 online during the next month, please follow the following steps:

1. Register online or SMS ESHOP<space>16-digit credit card number to 77222.

2. Be the first 5,000 Cardholders in each spend period (1 to 30 April 2014 or 1 to 31 May 2014) to charge a minimum of $2,000 on any puchases made online and at retail stores

Check out the Standard Chartered Promotion Site here

↧

Free calls, SMS, MMS for M1 customers every Sunday in April 2014 and other 1-for-1 treats

April 4, 2014, 5:40 pm
$
0
0

 

Good news for all M1 users!

Free local calls, SMS and MMS offered on 6, 13, 20 and 27 April 2014 (from 00:00 hours to 23:59 hours) are applicable to all Prepaid Mobile, Postpaid Mobile and Mobile Broadband customers.

Free local calls include both voice and video calls made to and received from standard local fixed and mobile lines. Charges for local calls made to premium numbers (such as directory assistance and 1900 numbers) will be waived on 6, 13, 20 and 27 April 2014. However, other charges associated with such services remain applicable. Free local SMS and MMS do not include SMS and MMS sent from M1 Message Centre.

Check out the full T&C here

On top of the free calls and messages, M1 customers also enjoy 1 for 1 treats at LENAS, MOF, Shihlin, Berrylite, Each a Cup. Check out their anniversary page here

 

↧
Viewing all 904 articles
Browse latest View live
Search